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Prevent plant decisions are difficult

A crop insurance advisor says he’s getting fewer questions about prevent plant because most farmers have decided what they must do.

Mike Boen with Compeer Financial tells Brownfield some areas have been hit harder than others. “Those folks that still have water standing on the ground, etc., they’re probably going to lean more towards a cover crop of some sort, or some kind of a feed crop. For those that are able to get out there with today’s equipment and planting practices, they’re able to get out there and replant that ground.”

Boen says it’s hard for the farmer to decide what to do if the crop cannot be planted and something needs to be out there to suppress weeds and preserve soil. “If you’re still looking at prevent plant today and haven’t made up your mind on what to do, one thing to consider is, do you have a neighbor or family member that maybe has livestock? You’re able to work with them now.”

Boen says when planting a cover crop for livestock feed, there are restrictions. “You’re not able to take that for seed or for grain. Those are big no-nos, and the other thing you can’t do is you can’t go out there and put in any kind of corn as a cover crop. You can’t do that anymore as of about two years ago.”

He says for the farmers in Minnesota and Iowa dealing with flooded crops, “You have 100% of your full liability on that crop still covered even though it’s flooded, but with prevent plant, you get 55% of your liability on your corn paid out and 60% of your soybean liability paid out based on whatever level of coverage and insurance policy you have in place.”

Boen recommends farmers still unable to get into their fields talk with their crop insurance agents about their options. 

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